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What to Consider When Buying Land & Horse Property in Colorado

From the striking imagery of the majestic Rockies to the stunning beauty of the Rocky Mountain landscape, it’s not hard to see why land is such a hot commodity in Colorado. As luck would have it, there are plenty of types of rural properties to choose from for those looking to drink in the natural splendor, from ranches and horse properties to vacant land.

Before making a purchase, it’s important to consider some of the lesser-known facets of Colorado properties to ensure that it’s a sound investment.

Things to Consider

It’s easy to get caught up in the beauty of the surroundings when buying land & horse property in Colorado, so take stock of these points before you buy.

Water Wells & Water Rights

There are differing well permits in the State of Colorado for differing uses. If you are looking at vacant land and there is not an existing well, you will need to apply for a well permit with the Colorado Division of Water Resources. The type of permit you apply for will depend on the acreage size and required use. If there is an existing well, your agent will need to research the type of permit and what that permit allows.

If you are wanting a property with existing “water rights”, that search will likely be much more limited, as well as more costly. Often times, properties with existing water rights can be found “off market”, so working with a professional that is not only knowledgeable, but has relationships with brokers who specialize in properties with water rights, can save you time and frustration.

Water issues in the State of Colorado can be complicated, so you are best served by working with an expert! Please note that there is a difference between water wells and water rights.


Most rural properties will require a septic system. If you are purchasing vacant land to build your Colorado Dream Home, you will need to do a percolation (perc) & soil test, also known as a “profile hole”. This test will determine what type of septic system you will need to install, as well as telling your builder what type of foundation is needed.


Once again, you should stay cognizant of whether the land you’re thinking about purchasing can easily access electricity. If the nearby streets are electric-ready, then a simple hookup fee will suffice. Otherwise, you may have to pay to have power run to the property.


The old saying goes, the three L’s of real estate are Location, Location, Location. Believe it or not, many rural communities in Colorado are bustling with neighborly ambiance. If you’re interested in being part of a community that’s friendly as well as scenic, call a local expert to find the perfect location for you.

Topography and Terrain

Perhaps it’s been your lifelong dream to live nestled in the crevice of a mountain but take a moment to consider how pragmatic that dream is.

The slope of the terrain, the trees in the area, and the type of soil or gravel on the ground can all play a role in what you can or cannot build on the land should you choose to buy it.

Accessibility and Environmental Factors

The last thing you want is to buy a property, only to find that it floods every time a heavy rain rolls in. Consider problematic environmental issues like these, as well as ones that might hinder accessibility. For example, if the land can only be reached by a narrow mountain pass, it may be closed in the winter.

Zoning Laws

Certain areas have laws in place that dictate details about how high fences can be built, whether outdoor storage sheds are allowed, and even what sorts of pets can be present. Make sure you consult with zoning laws, or your local real estate expert, before purchasing a property so none of your dreams are crushed.

Taxes and Property Insurance

When you’re considering a purchase, be sure to think about taxes, especially if you don’t plan to live on your new property since non-residential land is assessed higher than residential land in Colorado.

Insurance is another area where your will need to do your research. There are differing insurance rates for differing areas and differing risk factors depending on the location you choose to buy.

Contact Properties of Colorado

The best way to know for sure that you’ve covered all of the most important considerations before buying land or horse property in Colorado is to work with a qualified local expert in rural properties. This will be invaluable to you. Fill out the form to find your dream land with Properties of Colorado.